APS BANK – Integrated banking information system

Following the undertaking of a similar Project at Bank of Valletta, INTRASOFT International had its second success in the banking market of Malta after an international tender of APS Bank who awarded to INTRASOFT International in 1997 the implementation of its new Integrated Banking Information system. APS Bank is one of the commercial banks in Malta, currently operating five (5) branches. The Project started in 1998 and involved the implementation of the Integrated customer-centric & multi-currency Core Banking System PROFITS® of INTRASOFT International for the needs of the Bank, across the entire spectrum of its banking operations.

PROFITS® implementation has offered APS Bank a competitive advantage in the market by combining a technically advanced banking system with powerful and flexible business functionality in a scalable architecture. The Bank has achieved the introduction of new complex products in a short “time-to-market” through the System’s open adjustable functional platform. At the same time, the Bank’s delivery channels are handled through PROFITS® technical engine ensuring the processing of continuously expanding types of services on a 24x7 real time basis.

In addition, APS Bank was enabled through PROFITS® implementation to obtain an immediate, real time and complete view of the customer at all times. Further to the streamlined management of customer information, centralized customer management allowed product-wide views of customer activity, holdings and exposures. PROFITS® implementation for APS Bank included the following sub-systems:

  • Customer Management
  • Product Management
  • Deposits
  • Loans & Collaterals
  • Funds Transfer & Foreign Exchange
  • General Ledger
  • Bank/Branch Support
  • Letters of Credit
  • Payments - Collections
  • Bills of Exchange
  • Safe Deposit Boxes
  • Back-Office Treasury
  • User Security & Electronic Authorizations
  • Teller / Branch Support
  • Parameters



PROFITS® operates on a UNIX open platform (HP-UX), with ORACLE at the Host Level and Windows NT at the branch level, fully based on client server architecture.